New job, layoff or money stress

New job, layoff or money stress

Money stress affects the whole household, and asking for help is a smart move, not a failure. Whether you just lost a job, started a new one, or the bills are piling up, Austin has free help with utility bills, food, health coverage, taxes and job training. Start with whatever feels most urgent.

This is general information, not financial or legal advice. Eligibility rules change, so confirm with each program.

Crisis and urgent help

  • Call 911

    If anyone is in immediate danger.

  • 988 Suicide & Crisis Lifeline

    Call or text 988, any time, free and confidential.

    Get help
  • Integral Care 24/7 Helpline

    512-472-HELP (4357). Psychiatric Emergency Services walk-in 24/7 at 1165 Airport Blvd, 2nd floor.

    Get help
  • SAFE Alliance SAFEline

    512-267-SAFE (7233), 24/7. Text "SAFE" to 737-888-7233, or chat at safeaustin.org/chat. For family violence, sexual assault, and abuse.

    Get help
  • 2-1-1 Texas

    Dial 2-1-1 to be connected to local help with food, housing, utilities, and more.

    Get help

First 30 days

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Resources

City of Austin Utilities Customer Assistance Program (CAP)

Utility bill discounts for eligible customers. You may qualify through Medicaid, SNAP, CHIP, MAP and other programs, or with income under 200% of the federal poverty level.

Free to applyCity of Austin Utilities customers

Apply at coautilities.com/go/cap.

Checked 2026-10-27

Travis County HHS utility assistance

Help paying utility bills for eligible Travis County residents, through six community centers.

Free if eligible (there is a waitlist)Travis County community centers

Checked 2026-10-27

City of Austin neighborhood centers

Rent and utility help and other basic-needs services.

Free if eligibleNeighborhood centers citywide

No walk-ins. Call first.

Checked 2026-10-27

Central Texas Food Bank: Find Food

A map of free food pantries and distributions near you.

FreeCentral Texas

Checked 2026-10-27

Your Texas Benefits

Apply for SNAP, Medicaid, CHIP and other state benefits.

Free to applyStatewide

Checked 2026-10-27

Central Health Medical Access Program (MAP)

Health coverage for uninsured Travis County residents with income at or below 200% of the federal poverty level.

Free or low-cost if eligibleTravis County

Checked 2026-10-27

CommunityCare Health Centers

Community health centers in Travis County.

See siteTravis County

Checked 2026-10-27

HealthCare.gov

Marketplace health insurance, including options for self-employed people.

Plans vary; savings based on incomeOnline

Checked 2026-10-27

WorkInTexas

The state job-matching site from Texas Workforce Commission.

FreeOnline

Checked 2026-10-27

Workforce Solutions Capital Area

Job search help, training and childcare assistance for Austin and Travis County.

FreeAustin / Travis County

Checked 2026-10-27

Capital IDEA

Long-term career training for Austin-area adults.

See siteAustin

Checked 2026-10-27

Skillpoint Alliance

Workforce training programs.

See siteAustin

Checked 2026-10-27

Foundation Communities: free tax help

Free tax preparation for individuals earning under $60k or households of 2–4 earning under $85k.

Free (income limits)Prosper Centers: North (601 W. Braker Ln) and South (2900 S. I-35 Frontage Rd)

Checked 2026-10-27

Foundation Communities: financial coaching

Free one-on-one financial coaching.

FreeAustin

Checked 2026-10-27

Local helpers you may need next

  • Nonprofit credit counselors
  • Tax preparers
  • Career coaches and resume writers
  • Benefits navigators

Categories only, not endorsements.